Thursday, August 25, 2016

24605 140th Street Northwest, Zimmerman, MN

24605 140th Street Northwest, Zimmerman, MN

OPEN HOUSE August 27, Saturday 2:00 PM - 4:00 PM

$ Click for current price
3 BEDROOMS | 2 (2 full ) BATHROOMS | 1344 SQUARE FEET

Beautiful 3 bedroom 2 bathroom home in Zimmerman. Open Layout with updated fixtures. Big deck for hostings. THIS IS A MUST SEE - Won't last long on the market!

Friday, August 19, 2016

Who is dominating the first-time homebuyer category?



Check out these statistics! People ages 25-36 "Old Millennials" are grabbing most of the market!

Are you in this market and looking to purchase your first dream home?

Contact Mandy Kruse

View Mandy Kruse & Associates Listings

18513 239th Avenue NW, Big Lake, MN

18513 239th Avenue NW, Big Lake, MN

OPEN HOUSE August 20, Saturday 11:00 AM - 1:00 PM

$ Click for current price
4 BEDROOMS | 4 (3 full, 1 half ) BATHROOMS | 2813 SQUARE FEET

Stunning 4 BR/ 3BA 2 story model on over half an acre. Open layout. Gorgeous finishes. Spacious rooms. Lots of storage. Huge screened in deck perfect for dinner parties & relaxing while overlooking nature & nearby lake. Mudroom. Basement unfinished but if finished can include game room, wet bar, family room, bedroom, 3/4 bath, storage room. Added to development this spring: pavilion picnic shelter, lake dock, horseshoe pits & gravel groomed trails.

Wednesday, August 17, 2016

3091 85th Ave, Princeton, MN

3091 85th Ave, Princeton, MN

Just Listed

Property Description

Beautiful 3 bed 1 3/4 bath on .96 acres with an awesome pole building with heated insulation, and its own well! Close to Princeton schools.


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Monday, August 15, 2016

6265 349th Avenue NW, Princeton, MN

Stunning 3BR, 3 BA home on 20 acres of breathtaking land with wild life, wet lands and a stream. Gorgeous kitchen. Open layout for kitchen, dining, living room with great lighting and views of nature. Sunroom. Custom woodwork throughout. Lower level features bar area and walks out to backyard patio, great for entertaining. Hobby room. Large out building with room for live stock. Gorgeous, peaceful views of nature throughout property.

Presented By:

Mandy Kruse & Associates

Keller Williams Realty Integrity Northwest
651-208-7094
Licensed In: Minnesota
License #: 40090402
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18513 239th Avenue NW, Big Lake, MN

18513 239th Avenue NW, Big Lake, MN

Price Reduced

$ Click for current price
4 BEDROOMS | 4 (3 full, 1 half ) BATHROOMS | 2813 SQUARE FEET

Property Description

Stunning 4 BR/ 3BA 2 story model on over half an acre. Open layout. Gorgeous finishes. Spacious rooms. Lots of storage. Huge screened in deck perfect for dinner parties & relaxing while overlooking nature & nearby lake. Mudroom. Basement unfinished but if finished can include game room, wet bar, family room, bedroom, 3/4 bath, storage room. Added to development this spring: pavilion picnic shelter, lake dock, horseshoe pits & gravel groomed trails.


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Thursday, August 11, 2016

5 Reasons Buying Your Retirement Home Before Your Retire Is Important


Planning to leave the workplace sometime in the next five to 10 years? Buying your retirement home now can pay off big in the long term, particularly if you’re going to get a mortgage.
There are more financial benefits to purchasing your retirement home while you’re still working full time. Here are five reasons why you should buy now rather than wait until you retire.
1.  Easier to get approved for a mortgage
When mortgage lenders evaluate your loan application they look closely at your debt-to-income-ratio, your total monthly debt divided by your gross monthly income, which is going to be a lower, more favorable percentage while you’re fully employed. Therefore, it’s easier to qualify for a home loan while you’re still earning a steady paycheck. If you wait until your retired to apply for a mortgage, you could be limiting what size loan you can qualify for.
2.  More cash flow for Renovation
Set a budget on the work you plan to do to the home. By working full-time during this period, you’re also protected financially if you uncover a major problem with the home. It is nice to have an income while you are doing the updates right away.
3.  A head start on paying off your mortgage
It is a great goal to be debt-free when you retire, which is why it is important to purchase your retirement home before you actually retire. By starting to tackle your mortgage debt while you’re still actively working, you’re in a position to accelerate your payments to pay it off faster, where you wouldn’t be able to do this when you are retired.
4.  Plan better for the long term
Many people don’t know what living expenses will be in retirement. By buying your retirement home now, you’ll get a better picture of what your monthly expenses will be in retirement — and that means you can create a more accurate budget.
5.  Expand your portfolio
If you’re financially able to carry two mortgages at once, it may make sense to buy your retirement home now and rent it out for a few years until you’re ready to move in. Owning a rental property could also help you retire sooner, since you’re adding an extra stream of income that you can put toward your mortgage.
Looking to purchase your retirement home? Contact Mandy Kruse
Looking to see what you would get pre-approved for? Contact Maria Jondahl